Investment Strategies



We offer both active and passive strategies with sustainable & responsible investment options to fit clients from all walks of life.

Active Strategies


We offer several active investment strategies designed to grow capital and offer protection under adverse market conditions. Our active strategies seek to outperform their benchmarks on a risk-adjusted basis.

Core Equity

Guardian’s Core Equity Strategy invests in the stocks of large, multinational companies that use shareholder capital in a disciplined way, have strong financial strength, attractive valuations, an above market dividend yield and good prospects for increasing dividends. The strategy selects 25-35 stocks from the 2,000 largest companies traded on domestic exchanges. The Core Equity Strategy is usually coupled with high quality bonds to form the Balanced Strategy.  Learn More

Balanced

Guardian's Balanced Strategy invests in the stocks of large, multinational companies as well as high credit quality bonds. Stocks from the Core Equity Strategy are coupled with a bond allocation that consists of high quality government, municipal and corporate bonds. Portfolios typically consist of 60-70% allocation to stocks, but will vary depending on market conditions.  Learn More

Covered Call

Guardian’s Covered Call Strategy is a conservative option strategy used to generate additional income from an all-stock portfolio of our Core Equity Strategy. A covered call strategy involves an investor holding a long position in a publicly traded stock who then writes (sells) call options on the stock. The covered call strategy works best in retirement accounts.  Learn More

Passive Strategies


We offer several passive investment strategies designed to offer maximum diversification and target factor exposure. Our passive strategies are designed to appeal to clients who desire the personal service of an advisor at a lower fee level.

Total Market Indexing

Guardian’s Total Market Indexing strategy invests in a diversified portfolio of ETFs and/or individual stocks. The strategy is designed to provide complete diversification across sectors, countries and investment styles with the aim of minimizing unsystematic risk.  Learn More

Factor-Based Indexing
(Smart Beta)

Guardian’s Factor-Based Indexing strategy invests in a diversified portfolio of ETFs and/or individual stocks. The strategy is designed to provide diversification across sectors, countries and investment styles with the option to "tilt" the portfolio towards specific economic factors that drive risk-adjusted outperformance. Examples include tilting towards value, momentum, small companies and low volatility.  Learn More

Overlay Programs


Our Overlays are designed to appeal to clients who want to achieve a desired portfolio outcome. Examples include investment portfolios that reflect clients values and/or portfolios structured to increase current income or produce lower volatility. Overlay programs are add-ons to our active and passive strategies.

ESG Overlay

Guardian’s ESG Overlay is designed to restrict the investable universe of companies to those that meet certain environmental, social and governance standards. The ESG Overlay is an add-on to our active and passive investment strategies.  Learn More

Socially Responsible Overlay

Guardian’s Socially Responsible Overlay is designed to divest from companies involved in business activities that may conflict with a client's values. Examples include tobacco, alcohol, weapons and fossil fuel companies. The Socially Responsible Overlay is an add-on to our active and passive investment strategies.  Learn More

Option Overlay

Guardian’s Option Overlay is designed to generate lower volatility and increase current income in a portfolio. The option overlay can be applied to any of our active or passive strategies, but works best in retirement accounts.  Learn More


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